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Medical and Blood Tests

When you apply for insurance, the insurance company may ask for a blood or medical test, often at their own expense. They want to make sure you don’t have high blood pressure, AIDS or any other serious disease before they give you the insurance. If you do have a serious medical condition, you may have trouble getting insurance. Even if you get the insurance, if you put in a claim for treatment for a condition that you knew existed before the insurance coverage began, your claim may be denied.

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