No-Frills Medical Care. Walk-in clinics have proliferated in recent years. They often cost less than private doctors or hospitals. You can walk in without an appointment and get a medical treatment or consultation. These clinics are especially useful in emergencies that are not life threatening, though for really serious cases you would want to go to …
What Is It? American terminologies can be confusing when it comes to the field of psychotherapy. A psychiatrist is a medical doctor (M.D.) who specializes in mental illnesses. The psychiatrist is legally able to prescribe medications. A psychologist has a Ph.D. degree in psychology and may be in the professional practice of psychotherapy. People with …
When you apply for insurance, the insurance company may ask for a blood or medical test, often at their own expense. They want to make sure you don’t have high blood pressure, AIDS or any other serious disease before they give you the insurance. If you do have a serious medical condition, you may have …
This material is courtesy of Daria Wilczynska-White. Did you know that 14 Million Americans suffer from rosacea? Studies show that over 78 percent of them don’t even know they are suffering from this condition and would not know what to do about it. Rosacea is a skin condition which affects the face and while it …
Many other health practitioners other than medical doctors and dentists serve the American public. They go through various types of professional education, industry and governmental certification. Podiatrists are qualified to work on foot problems, while chiropractors manipulate the bones to enhance overall health. It is wise, when contemplating using one of these practitioners, to first …
Open enrollment health insurance plans are the plan of last resort for people who cannot qualify for health insurance because of illness, health history or high risk lifestyle. Blue Cross-Blue Shield is the most widely known open enrollment plan. The plans are run by not-for-profit corporations. By law, they must accept everyone who applies. As …
Obtaining insurance on your own will take careful research. Finding a trustworthy insurance agent is the first step. Keep the deductible in mind. If you rarely have to see a physician, you might as well have a high deductible and end up paying lower premiums. An independent agent (one who handles insurance products offered by …
Medicare. Public health care in the United States, always in a state of crisis, has two major components: Medicare and Medicaid. Medicare is run by the Social Security Administration, primarily for people over age 65 or people of any age who have certain diseases such as kidney failure. Medicare covers only a portion of medical expenses. …
Managed Care. Less expensive alternatives to major medical plans are springing up. HIP (Health Insurance Plans) and HMO (Health Maintenance Organizations) carry lower premiums, but they restrict you to doctors who are members of your network. This phenomenon is called “managed care.” The doctors themselves must work within certain guidelines to keep costs down. The …
The United States has many advantages to offer the newcomer, but a stable, affordable health care system is not one of them. The phrase health care crisis is perhaps too mild. Costs are skyrocketing, lawsuits proliferating. Special interest groups aggravate the problems. Racism, poverty, drug abuse and AIDS make matters worse. Significant portions of the …