Automobile Insurance, from Life in the USA: The Complete Guide for Immigrants and Americans

Life in the USA is a complete guide to American life for immigrants and Americans. All materials on this site Copyright © Elliot Essman 2007. All rights reserved.    Home    Back    Next

Life in the USA
Transportation
The Automobile

Automobile Insurance
Automobile insurance is mandatory in all states. You must purchase a minimum amount of liability insurance in order to be able to register a vehicle so that if you injure someone and cannot pay for the damages, that person can be compensated by the insurance company. The rates for liability insurance vary from state to state and from city to city. Young people pay more than older people. You shop for auto insurance just like you shop for anything else. In addition, you have the option to buy collision insurance, which covers repairs to the car's body if there is an accident, and theft insurance. It's all expensive. With every type of automobile insurance, especially liability, your rates will go up, and you can even become "un-insurable," if you build up a bad record of accidents and traffic violations.

Next Section: Registration and Inspection

Transportation: Chapter Home

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