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Life in the USA is a complete guide to American life for immigrants and Americans. All materials on this siteCopyright © Elliot Essman 2007. All rights reserved. Home Back Next
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Life in the USA Transportation The Automobile
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Vehicle Accidents
If you are involved in an automobile accident, first check to see if anyone has been hurt. If so, the first priority is getting medical aid. Try dialing "911", the emergency telephone number through most of the U.S.A. Many people are hurt or killed by secondary accidents, so it is important to be very careful after an accident and stay off the highway. For major accidents that involve vehicle damage or personal injury, you'll have to trade insurance, registration and license information with the other person. Do not discuss fault. The sooner you can get a police officer to the scene to make up an accident report, the better. Once you have all the information you need, call your insurance agent.
If the accident is minor, especially if it is not obvious whose fault it is, you might want to
settle it between you and the other driver, or even forget about it. Remember that insurance
rates may go up as the result of an accident. You might lose some money as a result of not
putting in a claim, but lose more money by putting in the claim because your rates go up.
You'll have to decide for yourself.
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