Service Contracts, from Life in the USA: The Complete Guide for Immigrants and Americans

Life in the USA is a complete guide to American life for immigrants and Americans. All materials on this site Copyright © Elliot Essman 2007. All rights reserved.    Home    Back    Next

Life in the USA
Public Services II
Consumer Issues

Service Contracts
Service contracts on consumer goods are often not worth the expense. Dealers make extra money by selling two or three year service contracts on products that are covered by manufacturer's warranties anyway. If you are going to have difficulty with most manufactured products, it will be a defect you'll find out about when you take the product home, so the warranty (usually 90 days or a year) will let you get it fixed free. A product might give trouble after the warranty period has expired, but if you make a habit of refusing service contracts on all your purchases, you'll be way ahead even if you have to pay to have one product fixed now and then. Many home electronics products are also not worth fixing when they break down, being more economical to replace as they become obsolete.

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