Money, Investments, Banking, Credit and Personal Finance, from Life in the USA: The Complete Guide for Immigrants and Americans

Life in the USA is a complete guide to American life for immigrants and Americans. All materials on this site Copyright © Elliot Essman 2009. All rights reserved.    Home    Back     Next

Life in the USA
Personal Finance in America

Debt Settlement

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Full Chapter Outline:
What The Money Looks Like

Banks
---Types of Bank Accounts
---Endorsements and Check Clearing
---Automatic Teller Machines
---Internet Banking
---Investment Accounts

Check Cashing Stores

Credit
---Makes Life Much Easier
---How to Start Getting Credit
---Credit Reporting Bureaus
---Credit Cards
---Getting a Loan
---Payday Loans

What Types of FHA Loans Are Available

Insurance
---Insurance Companies
---Life Insurance
---Health Insurance
---Disability Insurance
---Liability Insurance

Investments
---Many Ways to Invest
---Investment Firms and Brokers
---On Line Trading
---Investment Advisors
---Securities Markets
---Mutual Funds
---Other Investment Vehicles
---Retirement Accounts
---Commodities and Futures
---Tangible Investments

Real Estate as Investment

Personal Taxes
---Paying for Government
---Income Taxes
---Withholding
---Tax Returns
---The W4 Form
---Tax Forms
---Tax Avoidance and Evasion
---Sales Taxes
---Property Taxes
---Estate and Gift Taxes

Introduction
The United States has a sophisticated system for safeguarding, transferring and managing money. While the federal government prints the currency and mints the coins, most of the institutions you will deal with as a consumer will be entirely private: banks, savings institutions, insurance companies, credit card companies and investment brokers except, of course, for the tax people.


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