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Life in the USA Personal Finance Credit
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Credit
Credit makes life in the United States much, much easier. Credit cards are major pieces of identification. You will have difficulty renting a car without a credit card. You will need to establish a good credit history to rent an apartment, get any kind of loan, begin telephone or utility service without a deposit, and for many other purposes. With credit cards, you won't have to carry cash around. But getting and maintaining good credit takes care.
Next Section: How to Start Getting Credit Personal Finance: Chapter Home
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