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Life in the USA is a complete guide to American life for immigrants and Americans. All materials on this siteCopyright © Elliot Essman 2007. All rights reserved. Home Back Next
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Life in the USA Retirement and Aging Medicare
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How Medicare Works
Medicare is the primary federal health care program for people over age 65. It runs according to a set of complicated financial calculations, but, in essence, Medicare will pay most of the health-care costs in the case of catastrophic illness. Like Social Security it is best viewed as a supplement to other health care coverage. Medicare will leave some medical expenses uncovered. Careful insurance planning can take care of most other medical expenses--though a healthy lifestyle is the best form of health insurance.
The Medicare system is administered by the Health Care Financing Administration,
U.S. Department of Health and Human Services. Like Social Security, the Administration
offers assistance and free publications. But try your local senior citizens center first. It will
probably have all the information you will need on both Medicare and Social Security. Next Section: Staying Healthy Retirement and Aging: Chapter Home
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